U.S. Business Bank Account for Non-Residents


U.S. Business Bank Account for Non-Residents - To open a business bank account as a non-resident business owner in the U.S. there are very few options available to you without travelling in person to the United States, which can be costly and time consuming. To address this, here at Yondaa, as part of our company formation services, we have partnered up with select financial institutions who specialize in setting up business bank accounts for non-resident owners of U.S. startups and established companies, via remote and completely online identity verification technology that allows for online screening and verification of the business owners identity.


How Does It Work?


U.S. Business Bank Accounts


There are some challenges that can make finding a good bank in the US difficult for non-residents if you’re in the earlier stages of setting up your U.S. business.

The challenge with banking in the US is that the landscape is constantly changing and regulations are typically focused on the domestic market which makes it unclear how to successfully meet account opening regulations as a non-resident US business owner, especially so from overseas.

That’s why we have partnered with modern technology focused banks that offer banking for U.S. corporations, LLCs and general partnerships to non-resident owners or partners with the ability to setup your account online.

Our partner banking services are currently only available to US business owners who are citizens of the United State, the United Kingdom, Canada, Australia and New Zealand. We expect new countries to be added soon so reach out if you are located elsewhere.

Register to form a company online

Catering to Non-Residents


Our banking partners platform includes everything you need to operate your US business, including online banking, mobile applications, Mastercard business debit cards and ACH transfer services.

For our standard and premium package business clients, we will refer you to our bank partners via an online invitation to securely complete your account application online. In order to qualify for a business account via an online application you will need to submit the following documentation;

• Photo ID for the director opening the account (Foreign passport acceptable).
• Articles of incorporation / organization.
• EIN (Federal Employer Identification Number) confirmation letter.
• Proof of business address.
• Bylaws / operating agreement (where applicable).

Questions on our banking partners? - Contact us here

Register to form a company online

1. You Pick a State


Step 1 of our process to get your company registered is to obtain a US business address for your company in the state you wish to set your business up in. We provide this alongside digital mail forwarding services.


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2. We Incorporate


Step 2 is to select your entity type and structure and we then file your company with the Secretary of State. We will also obtain an EIN Tax ID from the IRS on your behalf. These filings we process via our legaltech platform.


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3. Bank Setup


Once we have your company formation complete and have your articles back from the state, alongside your EIN tax ID IRS letter, we can put you in touch with our banking partners to get your account setup.


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Identity Notarization

In some instances where required for compliance purposes, we will use an online notarization service to validate your identity as the company founder or representative. To complete this simple process we use a online notarization platform provided by our partner, NotaryCam, the online notary public.


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US Business Address

To open a company in the United States, you are required to have a US business address in the state of incorporation. Once step 1 has been completed, we will obtain a registered business address for you in the state of your company formation. This address serves as a business address and registered mail forwarding address.


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Filing Documents with State

For step 3 in your company formation, the filling of incorporation documents with the state or federal government is required. As part of our U.S company formation services we will file these documents on your behalf. This is part of our incorporation service.


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U.S Business Bank Account

Foreigners (non-U.S. residents) can open a U.S. business bank account. We have partnered up with an online bank that specializes in providing U.S. banking services to international, non-resident owners of U.S. companies that we can refer you to, to setup a business bank account online.


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Obtaining an EIN Tax ID

An EIN Tax ID is required by the IRS and U.S Banks to track your business associated income and operate your business legally. As part of our U.S business formation services we will obtain an EIN on your behalf. This is part of our incorporation service.


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Registered Agent Services

If you’re forming a corporation or a limited liability company, you’ll need to select a registered agent for your business and provide the agent’s name and address on the formation documents you file with the state. We can provide this service on your behalf.


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Bylaws and Resolutions

Bylaws and resolutions are the initial decisions of your corporation’s board of directors and basic "operating rules" of your corporation. As part of our U.S company formation services we will provide initial drafts of these on your behalf. This is part of our incorporation service.


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International Docs Delivery

As part of our service for international clients, where you select the option for a corporate kit, we will deliver your business incorporation documents, EIN tax ID forms and any additional selected supplements to you anywhere in the world as part of our service offering.


Choose your Business Type

Download our U.S. Company Formation Brochure -

Access our 25 page brochure on setting up a company in the United States as a non-resident - A step by step overview of our LegalTech company formation platform and services